If you have
struggled to qualify for a home or car loan, or if you have
applied for a home lease and been rejected due to poor
credit, you may want to consider credit repair. Companies
that help you with credit repair do so by, removing false
information, providing explanations for certain negative
items, and asking for verification or proof that other
negative items on your report are legitimate. This may take
time and patience, but in the end you may be able to improve
your credit, bump up your FICO scores, and qualify for a home
loan.
Note that in may
cases, you can improve your credit yourself by simply paying
your bills on time and by paying off unnecessary debt. However,
if you are having difficulties getting negative items removed
from your credit reports, you may want to consider using
professional help in the form of a credit repair
company.
CFAM
Credit Solutions may be able to
help! Here's how:
CFAM Credit Solutions
offers several payment plans to fit your needs.Get
Started for Only ~$125
per month for 6 months.
Unlimited
Personalized Disputes
We provide clients with
unlimited personalized dispute letters to the three
credit bureaus. We’ll write customized dispute
letters and send them to each major credit bureau for
one year.
Excellent Customer
Service
We have the best
customer service in the industry. CFAM Credit
Solutions prides itself on our superior customer
service, our utmost respect for clients and our
professional Case Managers.
We Guarantee Customer
Satisfaction
If after twelve months
of disputing your credit file,we
do not improve your credit profile…we will refund
your money.
Excellent Results
We have had great
success helping people with every kind of credit
problem. After utilizing our service, many clients
have been able to buy a new home, a new car, adopt a
baby or just meet the credit needs of their family.
How Our Process Works
The three major credit
reporting agencies are Equifax (CSC Credit Services),
Experian and Transunion. Most consumers assume that
there is nothing that they can do to change the
information that these companies report. This is not
true. Federal Law gives the consumer the right to have
inaccurate information corrected. It is up to the
consumer to ensure that each credit bureau is up to
date and accurate.
We
have successfully removed questionable items including:
Here are some other
suggestions on how you can begin making some changes.
Pay
your bills on time.
This sounds simple, but this is the biggest thing you can
do to keep your score high. Delinquent payments &
collections have a major negative impact on your score.
Keep
your balances low on unsecured revolving debt like credit
cards.
High balances still owed can affect a score.
The
amount of unused credit is an important factor in
calculating your score.
You should only apply for credit you need
Make
sure the information on your credit report is correct.
If it is not, dispute it with the Bureau Company or lender
directly.
Removing
negative accounts on your credit report has the biggest
impact on your score!
The
comments on this web page are merely the opinion of
the author and they are not intended as a guarantee
that you will be able to repair your credit or qualify
for a home loan. The
author of this web page is not affiliated in any way
with CFAM Credit Solutions, nor does the author
guarantee or warrant this company's services. Using a
professional credit repair service may be beneficial,
but is not a guaranteed solution. Potential clients of
CFAM are advised to do their own research regarding
the credit repair process and/or the use of credit
repair services, and to consult with qualified
financial advisors, as needed (see Disclaimer
above)
