Mello Roos
Taxes and Assessments
Note:
The links below were modified to display homes with a build date before
Mello Roos was widely enacted. While this is generally
sufficient, it is not 100% guaranteed to be accurate. Please
feel free to contact me to verify the Mello Roos status of any
home. 
Just added - Homes with
no HOA dues!
If you would like a
list of homes with no Mello Roos or HOA dues,
please click on the e-mail link here
and I will send you a custom list of homes!
What is
Mello Roos?
Mello-Roos is the common name for the Community
Facilities District Act, enacted by the California Legislature
in 1982. The name comes from its co-authors, Senator Henry
Mello of the Monterey area and Los Angeles assemblyman Mike
Roos. Mello-Roos enabled ïCommunity Facilities Districts (CFDïs) to be established by local government agencies as a
means of obtaining community funding. When California
Proposition 13 passed in 1978, it limited the ability of
local governments to use property taxes to construct public
facilities and services. As a result, new ways to fund public
improvements in respective locales were considered. Mello Roos
assessments are typically found in newer home developments.
Older homes (usually those built prior to 1990) have no Mello
Roos assessments, even though newer homes in the same city may
have them. Mello Roos fees may add thousands of dollars
to your annual property tax bill, so it's quite common for me
to receive requests for homes for sale without Mello Roos, and
in same cases, without HOA dues.
Mello Roos
District
A Mello-Roos District is an
area where a special tax is imposed on those real property
owners within a Community Facilities District. This district
has chosen to seek public financing through the sale of bonds
for the purpose of financing certain public improvements and
services. These services may include streets, water, sewage
and drainage, electricity, infrastructure, schools, parks and
police protection to newly developing areas. The tax you pay
is used to make the payments of principal and interest on the
bonds. Mello-Roos taxes cannot be deducted if they are
assessed to fund local benefits and improvements that tend to
increase the value of your property. Mello-Roos taxes may
appear on annual county property tax bill with other
deductible property taxes. That does not mean one can deduct
the Mello-Roos taxes. One may only be able to deduct a portion
of the total property tax shown on your bill.
Search for homes with No Mello Roos
Many people do not like Mello
Roos fees, and prefer to live in an area free of this
assessment. The following links will help you find homes for
sale in Orange County, CA that are free of Mello Roos assessments. In general,
older areas in each community have no Mello Roos assessments
while newer areas usually do. Wagon Wheel homes
have subsidized Mello Roos assessments, so the fees are much
lower than in comparable neighborhoods. Many homes in Coto de
Caza have no Mello Roos.The newer homes that do have it, have
a subsidized Mello Roos like Wagon Wheel, so it is very low.
Note:
If you would like a custom list of homes with no Mello Roos or
no HOA dues, e-mail me here
Please
also specify the cities you are interested in, price range,
and any other relevant information.
* Many Coto de Caza homes have no
Mello Roos while others have a very low Mello Roos
**
Many Wagon Wheel homes have a very low Mello Roos
How is
Mello Roos paid?
It is attached to your property
tax bill if your home is in a Mello Roos District. This is an
example of Mello Roos assessments on a property tax bill (highlighted in yellow).
Mello Roos is paid twice per year with your property tax bill.
| Parcel No.:
xxx-xx-xxx |
Tax
Type |
Description/Service Agency |
Phone No. |
Tax Rate
(33-001) |
Value Base |
Amount
(Rate x Value) |
|
| A1 |
BASIC LEVY RATE |
|
1.00000 |
$981,617.00 |
$9,816.17 |
| A1 |
CAP USD ID1 99 BD 01 |
|
0.00468 |
$981,617.00 |
$45.93 |
| A1 |
METRO WATER D-MWDOC |
|
0.00450 |
$981,617.00 |
$44.18 |
| A1 |
CAP USD ID1 99 BD 00 |
|
0.00293 |
$981,617.00 |
$28.76 |
| A1 |
CAP USD ID1 99 BD 02 |
|
0.00258 |
$981,617.00 |
$25.32 |
| ***
SPECIAL ASSESSMENT USER FEES*** |
| BA |
MOSQ,FIRE ANT ASSMT |
(800)273-5167 |
|
|
$5.14 |
| B3 |
VECTOR CONTROL CHG |
(800)273-5167 |
|
|
$1.92 |
| C7 |
MWD WATER STDBY CHG |
(866)807-6864 |
|
|
$10.08 |
| Q4 |
MELLO-ROOS Q4 |
(949)858-0277 |
|
|
$1,839.94 |
| Q6 |
MELLO-ROOS Q6 |
(949)858-0277 |
|
|
$2,220.76 |
|
|
|
|
Total
Tax: |
$14,038.20 |
|
|
How long
do Mello-Roos fees (bonds) last and how can I find out how
many years are left on a bond?
Mello-Roos fees
may be levied only as long as they are needed to pay off the
bonds. The bonds average between 15 to 40 years, depending on
the community. The bad news is, some of the districts
have the right to renew the Mello-Roos assessment, if needed.
The only way find out the remaining duration of a bond is to
call the phone number for the Mello Roos district. This is
listed on the tax bill (see example above).
Where can
I find the Mello Roos assessments for a particular home or
property?
How can I look
up the Mello Roos on a particular home or how can I find out
if a house has a Mello Roos fee? ? Go to the Orange
County Property Tax web site and key in the address or parcel number. Click on the parcel
number link a few times until you see a link labeled
"view original bill". You will see any Mello Roos
assessments, if they apply, on this bill (see example of bill,
above). You can also call or write me with the address or MLS
number of the property and I'll be glad to check for
you!
Search for homes with No
HOA dues
|
|
Just added! Homes in
Orange County, CA with no primary HOA or association. Search
for homes in South, North, or beach and coastal areas of
Orange County, CA. If you would like a list of homes with no
HOA dues in a particular city, just call or write and I'll
send you a list. FYI: all condos and town homes will have
an HOA, so this only applies to single-family homes. If you
don't see a city listed in the links below, it means the whole
area has a general HOA. This would include cites and areas
like Ladera Ranch, Coto de Caza, Dove Canyon, Rancho Santa
Margarita, Rancho Mission Viejo, etc.
f you would like a
list of homes with no Mello Roos and no HOA dues,
please click on the e-mail link here
and I will send you a custom list of homes!
Note: CA
Proposition 19 can help seniors keep their existing
property tax base, and move it to their new home! Check out
this web page for more information! CA
Proposition 19
I will be glad to
help you purchase a home in Orange County, CA. I can provide
you with property tax, Mello Roos, and homeowner association
(HOA) dues information for any community or individual
property. Call me at (949) 290-3263. If you are looking for a
home with low or no HOA dues or homeowner's association,
please call me. I will have a new web page on the site very
soon!
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